Insurance State Complaints

Adjusters for the People. Not the Insurance Companies.

Where It Began

The modern-day Robin Hood of the insurance world: cutting through red tape and reclaiming what’s owed to the people who need it most.

Insurance has always been complex and frustrating for everyday people.

That’s why we’ve made it our mission to level the playing field — to advocate for those who’ve been overlooked or underpaid, and to ensure policyholders get what they rightfully deserve. 

Think of us as the modern-day Robin Hood of the insurance world: cutting through red tape and reclaiming what’s owed to the people who need it most.

John Morgan In The News

Licensed

The law is just the beginning—but when it comes to insurance, the odds are often stacked against homeowners. That’s why we built a nationwide network, licensed in 47 states, to change that. Like Robin Hood, we take the insider knowledge and tactics that insurance companies and wealthy policyholders have always used—and we use them to fight for everyday families.

I’m proud to be part of a team that raises the standard of representation and brings real help to real homeowners—making sure they get the coverage and justice they deserve, not just what the insurance company offers.

If your claim was denied, delayed, or underpaid, don’t fight alone.
Get a free claim review today and let us go to work for you.

Education

State Licensing Education

  • Pre-Licensing Course: Required in some states (e.g., Florida, Texas). These are often 40–60 hours of coursework covering:

    • Insurance policy types and coverage

    • Property damage and claim assessment

    • Ethics and legal guidelines

  • State Exam: A proctored exam is required in nearly all states to obtain a public adjuster license.


Continuing Education (CE)

  • Many states require public adjusters to complete CE hours every renewal period (typically every 1–2 years) to maintain their license.

    • Topics often include law updates, ethics, policy changes, and advanced claim handling.


Optional Certifications and Credentials

  • IICRC Certifications: (e.g., Water Damage Restoration Technician) – helpful for understanding mitigation standards.

  • Xactimate Training: Essential for writing and reading repair estimates.

  • N.A.P.I.A. Memberships (National Association of Public Insurance Adjusters): Offers training and credibility.

  • AdjusterPro: A popular provider of online training for licensure and CE in many states.


Background in Related Fields (Optional but Common)

Many successful public adjusters also have prior experience in:

  • Construction or general contracting

  • Insurance claims (company or independent adjuster side)

  • Law (especially property or contract law)

  • Real estate or home inspections